/* V2.1 editorial layer. The original theme remains the base. */
.yj-v21{--yj-black:#101613;--yj-paper:#f4f0e7;--yj-sand:#e9e3d7;--yj-gold:#cfaf70;--yj-ink:#262c27;--yj-rule:rgba(117,99,61,.25);font-size:16px;line-height:1.9}
.yj-v21 *{min-width:0}.yj-v21 [id]{scroll-margin-top:116px}.yj-wrap{width:min(1180px,calc(100% - 64px));margin-inline:auto}.yj-section{padding:104px 0}.yj-paper{background:var(--yj-paper);color:var(--yj-ink)}.yj-sand{background:var(--yj-sand);color:var(--yj-ink)}.yj-dark{background:var(--yj-black);color:#f4f0e7}
.yj-v21 h1,.yj-v21 h2,.yj-v21 h3,.yj-v21 p{margin-top:0}.yj-v21 h1,.yj-v21 h2{font-family:"Noto Serif TC","PMingLiU",serif;font-weight:600;letter-spacing:.025em;line-height:1.5;text-wrap:balance}.yj-v21 h1{font-size:clamp(38px,4.5vw,64px)}.yj-v21 h2{font-size:clamp(30px,3.3vw,44px);margin-bottom:26px}.yj-v21 h3{font-size:22px;font-weight:600;line-height:1.65;margin-bottom:14px}.yj-v21 p{color:#565d54;margin-bottom:20px}.yj-v21 .yj-dark p{color:#bfc5ba}.yj-v21 a,.yj-v21 button{-webkit-tap-highlight-color:transparent}.yj-v21 img{display:block;max-width:100%;height:auto}.yj-eyebrow{display:flex;align-items:center;gap:16px;color:#8a6b35;letter-spacing:.15em;font-size:12px;font-weight:700;margin-bottom:24px}.yj-eyebrow>span:first-child{min-width:30px;border-top:1px solid currentColor;padding-top:6px}.yj-dark .yj-eyebrow,.yj-editorial-hero .yj-eyebrow{color:var(--yj-gold)}
.yj-v21 .yj-signature{font-family:"Noto Serif TC","PMingLiU",serif;font-size:21px;line-height:1.8;color:#785b2b;margin:28px 0}.yj-v21 .yj-dark .yj-signature{color:var(--yj-gold)}.yj-section-heading{display:grid;grid-template-columns:1.3fr 1fr;gap:80px;align-items:end;margin-bottom:48px}.yj-section-heading h2{margin-bottom:0}.yj-section-heading p{margin-bottom:4px;max-width:38em}.yj-section-heading small{display:block;font-family:"Microsoft JhengHei",sans-serif;font-size:16px;font-weight:400;letter-spacing:.04em;margin-bottom:12px}.yj-split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.yj-photo{margin:0;position:relative}.yj-photo img{width:100%;height:650px;object-fit:cover}.yj-photo figcaption{margin-top:12px;color:#7d8074;font-size:11px;letter-spacing:.06em}.yj-questions{display:grid;grid-template-columns:1fr 1fr;border-block:1px solid var(--yj-rule);padding:18px 0;gap:6px 24px;margin:24px 0;color:#785b2b;font-size:19px}.yj-question-list{list-style:none;padding:0;margin:22px 0}.yj-question-list li{padding:10px 0 10px 23px;position:relative;border-bottom:1px solid var(--yj-rule)}.yj-question-list li:before{content:"";position:absolute;top:24px;left:0;width:7px;height:1px;background:#9a7b45}
/* One visual language for primary, secondary, and reading actions. */
.yj-actions{display:flex;align-items:center;flex-wrap:wrap;gap:14px;margin-top:30px}.yj-v21 .yj-btn{display:inline-flex;align-items:center;justify-content:space-between;gap:24px;min-height:52px;padding:12px 22px;border:1px solid transparent;font:600 15px/1.5 "Microsoft JhengHei",sans-serif;letter-spacing:.06em;cursor:pointer;text-align:left;text-decoration:none;transition:background .18s,color .18s,border-color .18s;white-space:normal;border-radius:0}.yj-btn>span:last-child[aria-hidden]{font-size:19px;font-weight:400}.yj-v21 .yj-btn--gold{background:#cfaf70;color:#171c17;border-color:#cfaf70}.yj-v21 .yj-btn--gold:hover{background:#e1c68d;border-color:#e1c68d}.yj-v21 .yj-btn--outline{background:transparent;color:#5c4926;border-color:#a68d61}.yj-v21 .yj-btn--outline:hover{background:#e5ddcd;border-color:#806635}.yj-v21 .yj-dark .yj-btn--outline,.yj-v21 .yj-editorial-hero .yj-btn--outline{color:#eee6d8;border-color:#ac9569}.yj-v21 .yj-dark .yj-btn--outline:hover,.yj-v21 .yj-editorial-hero .yj-btn--outline:hover{background:#2d352c}.yj-v21 .yj-btn--text{padding:12px 0;border:0;background:none;color:#80622f;justify-content:flex-start;min-height:44px}.yj-v21 .yj-btn--text:hover{color:#3f321b;text-decoration:underline;text-underline-offset:6px}.yj-v21 .yj-dark .yj-btn--text{color:var(--yj-gold)}.yj-v21 :is(a,button,summary,input,[tabindex]):focus-visible{outline:3px solid #ac803b;outline-offset:5px}.yj-v21 .yj-note{font-size:13px;line-height:1.85;color:#73786d;margin-top:24px}.yj-note a{text-decoration:underline;text-underline-offset:3px}
/* Fixed brand copy; image-only carousel. */
.yj-editorial-hero{position:relative;background:#101613;color:#f5f0e7;isolation:isolate}.yj-gallery{position:absolute;inset:0;overflow:hidden;z-index:-2}.yj-v21 .yj-gallery-image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;opacity:0;transition:opacity .8s ease}.yj-v21 .yj-gallery-image.is-active{opacity:1}.yj-editorial-hero:after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(9,17,12,.94) 0%,rgba(9,17,12,.78) 31%,rgba(9,17,12,.24) 70%,rgba(9,17,12,.10)),linear-gradient(0deg,rgba(9,17,12,.60),transparent 35%)}.yj-hero-content{padding-top:78px;padding-bottom:70px;min-height:720px}.yj-hero-content h1{margin-bottom:22px;max-width:13em}.yj-v21 .yj-hero-subtitle{font-size:20px;color:#ece4d5;max-width:23em;line-height:1.9;margin-bottom:24px}.yj-v21 .yj-hero-description{max-width:34em;font-size:15px}.yj-hero-description p{color:#c0c5b9;margin:0 0 8px}.yj-hero-bottom{display:flex;justify-content:space-between;gap:24px;align-items:center;padding-bottom:26px}.yj-hero-bottom>small{color:#d4d0c5;font-size:11px}.yj-gallery-controls{display:flex;gap:20px;align-items:center}.yj-gallery-controls button{display:flex;align-items:center;gap:10px;border:0;border-top:1px solid #647062;min-height:46px;padding:8px 0;background:none;font:13px "Microsoft JhengHei",sans-serif;color:#c0c5b9;cursor:pointer}.yj-gallery-controls button[aria-pressed=true]{border-color:#d8bb7b;color:#e7cc8f}.yj-gallery-controls .yj-gallery-pause{border:1px solid #7d806b;padding:9px 13px;font-size:12px;min-height:40px}
.yj-topic-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:50px 32px}.yj-topic{border-bottom:1px solid #4a503f}.yj-topic-image{position:relative;overflow:hidden}.yj-topic-image img{width:100%;height:300px;object-fit:cover}.yj-topic-image>span{position:absolute;bottom:0;left:0;display:block;padding:10px 20px;color:#f1e4c7;background:#151d17;font-size:15px;letter-spacing:.08em}.yj-topic-copy{padding:26px 4px 24px}.yj-topic-copy h3{font-family:"Noto Serif TC","PMingLiU",serif;font-size:26px}.yj-topic-copy p{max-width:31em}.yj-topic-copy .yj-btn{margin-top:4px}
.yj-comparison-title{text-align:center;margin:0 0 28px!important}.yj-comparison-grid{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--yj-rule)}.yj-comparison-grid>article{padding:36px}.yj-comparison-grid>article+article{border-left:1px solid var(--yj-rule)}.yj-comparison-top{padding-bottom:18px;border-bottom:1px solid var(--yj-rule)}.yj-comparison-top>span{font-size:13px;color:#8b7143}.yj-comparison-top h3{font-size:28px;margin:6px 0 0}.yj-comparison-grid dl{margin-bottom:0}.yj-comparison-grid dt{margin-top:22px;color:#866a39;font-size:14px;font-weight:700}.yj-comparison-grid dd{margin:6px 0 0;color:#565d54}.yj-comparison-end{display:flex;align-items:center;justify-content:space-between;gap:30px;margin-top:34px}.yj-comparison-end p{margin-bottom:0}.yj-comparison-end h3{font-size:23px}.yj-comparison-end .yj-signature{font-size:19px}.yj-comparison-end .yj-btn{flex-shrink:0}
.yj-process-layout{display:grid;grid-template-columns:1.1fr 1fr;gap:56px;align-items:start}.yj-process-list{border-top:1px solid var(--yj-rule)}.yj-process-step{display:grid;grid-template-columns:30px 1fr 20px;gap:18px;align-items:center;width:100%;padding:23px 14px;border:0;border-bottom:1px solid var(--yj-rule);text-align:left;background:transparent;color:var(--yj-ink);cursor:pointer;font:inherit}.yj-process-step>span:first-child{font-family:serif;color:#947541}.yj-process-step strong{font-size:20px;font-weight:600;display:block}.yj-process-step small{font-size:14px;color:#646b5e;display:block;line-height:1.8;margin-top:3px}.yj-process-step.is-active{background:#f6f2e9;border-left:3px solid #a28249;padding-left:11px}.yj-process-step:hover{background:#f3eee3}.yj-process-panel{background:#101613;color:#f3eee3;padding-bottom:28px}.yj-process-panel>img{width:100%;height:270px;object-fit:cover}.yj-process-copy{padding:26px 30px 4px;min-height:178px}.yj-process-copy>span{font-family:serif;color:#baa16f;font-size:14px}.yj-process-copy h3{margin:8px 0;font-size:26px}.yj-v21 .yj-process-copy p{color:#bac2b3;font-size:15px}.yj-process-panel>.yj-btn{margin:0 30px}
.yj-value{background:radial-gradient(ellipse at 50% 0,rgba(190,155,86,.09),transparent 60%),#101613;border-block:1px solid #3f4939}.yj-value-heading{text-align:center;max-width:860px;margin:auto}.yj-value-heading h2{color:#e3c68a;font-size:clamp(32px,3.8vw,50px)}.yj-value-grid{display:grid;grid-template-columns:1fr 1fr;gap:38px 70px;margin:56px 0}.yj-value-grid article{border-top:1px solid #4c503f;padding-top:22px}.yj-value-grid article>span{font-family:serif;color:#bda36b;font-size:14px}.yj-value-grid h3{font-size:20px;margin:12px 0}.yj-value-grid p{font-size:15px}.yj-v21 .yj-value-quote{color:#e1c387;font-family:"Noto Serif TC","PMingLiU",serif;font-size:clamp(28px,3.4vw,44px);line-height:1.65;text-align:center;border-block:1px solid #454e3c;padding:40px 0;margin:30px 0}.yj-value>.yj-wrap>.yj-note{text-align:center;max-width:680px;margin:24px auto 0}
.yj-stories{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.yj-story-card{border:1px solid var(--yj-rule);background:#f9f6ee;display:flex;flex-direction:column}.yj-story-image img{width:100%;height:220px;object-fit:cover}.yj-story-copy{padding:24px;display:flex;flex-direction:column;flex:1}.yj-story-copy .yj-btn{margin-top:auto}.yj-story-copy h3{font-size:22px;margin-top:10px}.yj-story-card small{font-size:12px;color:#8b7346}.yj-story-card p{font-size:14px}.yj-story-scenario{padding:30px;min-height:290px;position:relative}.yj-story-number{font:52px/1.2 serif;color:#bca579;margin-bottom:25px}.yj-story-scenario h3{font-size:22px;margin-top:14px}.yj-retirement{padding-top:24px}.yj-v21 .yj-definition-label{font-size:13px;margin-bottom:4px;color:#896d39}.yj-v21 .yj-retirement-name{font-family:"Noto Serif TC","PMingLiU",serif;font-size:32px;color:#7e602d;margin-bottom:16px}
.yj-calculator-layout{display:grid;grid-template-columns:.82fr 1.25fr;gap:60px;align-items:start}.yj-calculator-intro h2{font-size:38px}.yj-v21 .calc-card{box-shadow:0 14px 35px rgba(46,40,25,.06)}.yj-v21 .calc-top,.yj-v21 .calc-result{padding:30px}.yj-v21 .calc-grid{gap:20px}.yj-v21 .field input{font-size:17px;padding-right:46px}.yj-v21 .results{grid-template-columns:1fr 1fr;gap:10px}.yj-v21 .metric{padding:16px 13px}.yj-v21 .metric strong{font-size:25px}.yj-v21 .calc-result>p{font-size:14px;margin-top:22px}.yj-v21 .result-explain{font-size:13px;margin-bottom:20px;color:#b9c2b1}.yj-v21 .yj-risk{max-width:980px;border-top:1px solid var(--yj-rule);padding-top:24px;margin-top:36px}
.yj-disclosure{margin:28px 0 0;border-block:1px solid var(--yj-rule);padding:16px 0}.yj-disclosure summary{cursor:pointer;color:#745d32;font-size:15px;min-height:32px;line-height:2}.yj-disclosure p{font-size:15px;margin:16px 0 0}.yj-closing{text-align:center;position:relative;background:radial-gradient(ellipse at 50% 100%,#343426 0,transparent 65%),#101613}.yj-closing .yj-eyebrow{justify-content:center}.yj-closing h2{font-size:clamp(28px,3vw,40px)}.yj-closing h3{font-family:"Noto Serif TC","PMingLiU",serif;font-size:clamp(28px,3.5vw,44px);color:#e1c487;margin-top:26px}.yj-closing .yj-actions{justify-content:center}.yj-closing-brand{margin-top:45px;letter-spacing:.16em;font-size:16px}.yj-closing-brand span{font-size:10px;display:block;letter-spacing:.18em;color:#adad92;margin-top:3px}.yj-closing-rule{width:1px;height:50px;background:#9f8758;margin:0 auto 28px}.yj-reading{max-width:780px}.yj-retirement-page h1{max-width:1000px}.yj-table-scroll{overflow:auto;margin-top:36px}.yj-comparison-table{width:100%;border-collapse:collapse;min-width:660px;font-size:15px}.yj-comparison-table caption{text-align:left;font-size:24px;font-weight:600;padding-bottom:24px}.yj-comparison-table th,.yj-comparison-table td{padding:20px 24px;border:1px solid #cfc5b3;vertical-align:top;text-align:left}.yj-comparison-table thead{background:#171f18;color:#e3cb9a}.yj-comparison-table tbody th{width:18%;color:#785e30}.yj-comparison-table td{width:41%;background:#f8f4ea;color:#565d54}
/* Keep the established header, add a usable mobile menu and consistent action sizing. */
.header .btn{font-size:14px;min-height:46px;white-space:nowrap}.yj-menu-toggle{display:none}.header .nav a:focus-visible,.yj-menu-toggle:focus-visible{outline:2px solid #cfaf70;outline-offset:5px}
@media(max-width:1100px){.header .head{gap:20px}.header .nav{gap:16px;font-size:14px}.yj-split,.yj-section-heading{gap:45px}.yj-calculator-layout{gap:35px}.yj-process-layout{gap:30px}}
@media(max-width:980px){.header .head>.btn{margin-left:auto}.yj-menu-toggle{display:inline-flex;gap:15px;align-items:center;justify-content:center;min-height:46px;padding:10px 14px;border:1px solid #8a764b;background:transparent;color:#e9ddc3;font:14px "Microsoft JhengHei",sans-serif;cursor:pointer}.header .nav.is-open{display:flex;position:absolute;top:100%;left:0;right:0;background:#121a14;border-bottom:1px solid #8a764b;padding:24px;flex-wrap:wrap;gap:8px 26px;box-shadow:0 18px 30px #0004}.header .nav.is-open a{padding:10px 0;min-height:44px}.yj-section{padding:78px 0}.yj-wrap{width:calc(100% - 48px)}.yj-section-heading{gap:28px}.yj-split{gap:35px}.yj-photo img{height:590px}.yj-topic-image img{height:250px}.yj-comparison-grid>article{padding:26px}.yj-process-layout{grid-template-columns:1fr 1fr;gap:24px}.yj-process-step{gap:10px;padding-block:18px}.yj-process-step small{font-size:13px}.yj-process-copy{padding:22px}.yj-process-panel>.yj-btn{margin-inline:22px}.yj-calculator-layout{grid-template-columns:1fr}.yj-calculator-intro{max-width:660px}.yj-calculator-intro .yj-question-list{display:grid;grid-template-columns:1fr 1fr;gap:0 24px}.yj-comparison-end{display:block}.yj-comparison-end .yj-btn{margin-top:24px}.yj-stories{gap:16px}.yj-story-scenario{padding:22px}.yj-gallery-label{display:none}.yj-hero-description{max-width:31em!important}.yj-hero-content{padding-top:64px;min-height:690px}.yj-hero-bottom{gap:15px}.yj-retirement{padding-top:20px}}
@media(max-width:700px){.yj-wrap{width:calc(100% - 40px)}.yj-section{padding:62px 0}.yj-v21 h2{font-size:31px;line-height:1.5}.yj-v21 h3{font-size:21px}.yj-v21 p{font-size:15px;line-height:1.95}.yj-v21 .yj-signature{font-size:20px}.yj-eyebrow{font-size:10px;letter-spacing:.12em;margin-bottom:22px}.yj-split,.yj-section-heading,.yj-topic-grid,.yj-comparison-grid,.yj-process-layout,.yj-value-grid,.yj-stories{grid-template-columns:1fr}.yj-split{gap:35px}.yj-section-heading{gap:20px;margin-bottom:30px}.yj-photo img{height:auto;aspect-ratio:4/5;object-fit:cover}.yj-topic-grid{gap:32px}.yj-topic-image img{height:auto;aspect-ratio:3/2}.yj-topic-copy{padding-top:24px}.yj-topic-copy h3{font-size:24px}.yj-comparison-grid>article+article{border-left:0;border-top:1px solid var(--yj-rule)}.yj-comparison-grid>article{padding:26px}.yj-comparison-end h3{font-size:22px}.yj-process-panel>img{height:auto;aspect-ratio:3/2}.yj-process-copy{min-height:0;padding-bottom:16px}.yj-process-step{padding-block:18px}.yj-process-step small{font-size:14px}.yj-value-grid{gap:25px;margin-top:36px}.yj-v21 .yj-value-quote{font-size:28px;padding:28px 0}.yj-story-scenario{min-height:0}.yj-stories{gap:20px}.yj-story-copy{padding:22px}.yj-retirement{padding-top:16px}.yj-calculator-intro .yj-question-list{display:block}.yj-v21 .calc-top,.yj-v21 .calc-result{padding:24px 20px}.yj-v21 .calc-grid{grid-template-columns:1fr 1fr;gap:20px 14px}.yj-v21 .field label{font-size:13px}.yj-v21 .field input{font-size:16px;padding:14px 38px 14px 10px}.yj-v21 .unit{right:10px}.yj-v21 .metric strong{font-size:23px}.yj-v21 .results{grid-template-columns:1fr 1fr}.yj-v21 .metric{padding:14px 10px}.yj-v21 .metric small{font-size:11px}.yj-closing h2{font-size:28px}.yj-closing h3{font-size:30px}.yj-v21 .yj-note{font-size:12px}.yj-v21 .yj-btn{font-size:14px;min-height:50px;padding:12px 18px;gap:16px}.yj-v21 .yj-btn--text{padding-inline:0}.yj-actions{gap:12px}.yj-retirement-page .yj-split>.yj-photo{order:2}.yj-retirement-page .yj-split>div{order:1}
/* The mobile image remains visible above copy, instead of being lost behind a dark text overlay. */
.yj-editorial-hero{padding-top:270px}.yj-gallery{inset:0 0 auto;height:290px}.yj-editorial-hero:after{inset:0 0 auto;height:291px;background:linear-gradient(0deg,#101613,transparent 42%)}.yj-v21 .yj-gallery-image{object-position:62% center}.yj-hero-content{padding-top:10px;padding-bottom:26px;min-height:0}.yj-hero-content h1{font-size:37px;line-height:1.5;margin-bottom:19px}.yj-v21 .yj-hero-subtitle{font-size:18px;max-width:19em;line-height:1.9}.yj-v21 .yj-hero-description p{font-size:14px;color:#bfc5b9}.yj-hero-content .yj-actions{margin-top:24px}.yj-hero-bottom{flex-direction:column;align-items:flex-start;gap:13px;padding-bottom:28px}.yj-gallery-controls{gap:18px}.yj-gallery-controls button{min-width:24px}.yj-gallery-controls .yj-gallery-pause{min-height:44px}.yj-hero-bottom>small{font-size:10px;color:#959f8e}
.header .head{height:76px;gap:12px}.header .head>.btn{display:none}.header .brand img{width:58px;height:52px}.header .brand{gap:8px}.header .brand strong{font-size:15px}.header .brand small{font-size:9px}.header .yj-menu-toggle{margin-left:auto;min-height:44px}.header .nav.is-open{display:grid;grid-template-columns:1fr 1fr;padding:18px 24px}.yj-v21 [id]{scroll-margin-top:96px}}
@media(max-width:360px){.yj-wrap{width:calc(100% - 32px)}.yj-hero-content h1{font-size:33px}.yj-v21 h2{font-size:28px}.yj-v21 .yj-btn{padding:12px 14px;gap:12px;font-size:13px}.yj-hero-content .yj-actions{gap:8px}.yj-v21 .calc-grid,.yj-v21 .results{grid-template-columns:1fr}.yj-comparison-grid>article{padding:22px}.yj-v21 .yj-value-quote{font-size:25px}.header .brand strong{font-size:14px}.header .brand small{font-size:8px}.header .yj-menu-toggle{padding:9px 11px;gap:8px}.yj-gallery-controls{gap:15px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.yj-v21 *{transition:none!important}}